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Asset Protection
Plans, Strategies & Trusts

We are the nation’s largest asset protection firm. Our goal is to keep your assets safe from lawsuits, creditors, and other dangers.

DO YOU WANT TO PROTECT YOUR ASSETS?

If you have over $500,000 of assets to protect, fill out the form or call +1-800-830-1055 for a free consultation with an experienced asset protection attorney or consultant. “*” indicates a required field.

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Years In Business
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Clients serviced
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Billions

of dollars protected

How We Protect Assets

Before setting up a strategy, our experienced professionals conduct a thorough assessment of your assets, potential risks, and financial objectives. Based on this evaluation, we develop a customized plan that utilizes various legal structures, such as limited liability companies (LLCs) and asset protection trusts. These tools place your assets where local courts can’t reach.

We Do This: Safeguard the assets you currently own.

We Don’t Do This: Locate or recover assets that aren’t in your possession.

Different Types of Asset Protection

Our asset protection plans vary from customer to customer. No two people have an identical portfolio, which is why we use a variety of tools to keep assets safe. Some of the methods we use to protect assets include:

  • Asset protection trusts (APTs): APTs are the core of any wealth defense strategy. We establish these irrevocable trusts in trust-friendly offshore jurisdictions that creditors can’t touch. Why? Because a well-crafted offshore APT isn’t governed by U.S. law. Even if you lose a lawsuit in the United States, your creditor has no claim to your offshore assets.
  • Irrevocable trusts: These are the foundations of an asset protection trust. Irrevocable trusts are designed to be difficult or impossible for the settlor to change. Why is that important? Because courts apply what’s called the “step into your shoes” theory. If you don’t have the power to directly access or control the assets, then your creditors can’t either. In other words, you’ve legally moved the assets out of your hands—and that puts them out of your creditors’ hands, too.

By implementing these trusts, we can protect:

  • Real estate: To safeguard real estate, we use three strategies. First, we place each property into separate land trusts for privacy of ownership. For your income property, we make LLCs the trust beneficiaries for liability protection. Finally, we use a strategy known as equity stripping. This process places a mortgage against your property, removing most of the equity you have in it. First, we place an equity line of credit mortgage against the property payable to an LLC we’ve created and placed inside your trust. Then, if needed, we get a third-party lender to buy the mortgage and place the proceeds in your offshore asset protection trust. Once the equity is in your trust, no creditors can touch it.
  • Primary residences: We protect primary residences almost the same way. However, we use land trusts and equity striping only, We don’t use LLCs.   Not using an LLC allows you to retain the tax benefits of your primary residence.

Asset Protection Trusts

Primary Residence Protection​

Real Estate Asset Protection

Irrevocable Trusts

Asset Protection Planners handshake

Why Choose Us To Protect Your Assets?

Our company started in 1906, with current management in place since 1991.

Asset Protection Planners has been a trusted partner for countless clients since our establishment in 1906. By listening to and understanding each client’s unique circumstances, we can craft tailored plans that protect people’s most prized assets. Our greatest strength lies in our ability to truly comprehend your needs, allowing us to collaboratively construct a plan that suits you perfectly.

Using our expertise in asset protection, we compartmentalize and address unique risks that impact your assets. Guided by this insight, we help you build a robust plan that protects you for years to come. After establishing your plan, we work alongside you to ensure its ongoing compliance and efficacy, adapting the strategy as your financial landscape evolves and legal frameworks shift.

Learn More About Us

“What happens when you make money? People will sue you so they can get some of it. It’s unfair but it happens everyday. Shout out to Asset Protection Planners. They have lawyers on staff, and they help you protect your asset.”

Kevin O’Leary AKA “Mr. Wonderful”

Mr. Wonderful, Kevin O'Leary and Asset Protection Planners

Kevin O'Leary Mr Wonderful Asset Protection Planners, Lawyers Limited

Businessman, investor, journalist, and television personality,
Mr. Wonderful, Kevin O’Leary, discussing Asset Protection Planners.

Client Assets That We’ve Protected

High-net-worth individuals and families should consider implementing tailored wealth protection plans. Failing to take action can result in financial losses that an asset protection plan might have prevented. Here are some examples of how we have helped clients just like you shield their wealth.

$1,000,000+

Protected from Lawsuits

Our client Mr. S. came to us to protect over seven figures of wealth exposed to lawsuits. Our expert team discussed his preferences, comfort level and risk to evaluate the best asset protection strategy for his situation. In just three weeks, all documents were signed and his finances were locked away in the world’s strongest asset protection vehicles.

$570,000

Protected from Divorce

Our client Mr. G. needed an immediate solution for a brutal divorce. After an initial consultation, it was discovered that the opportunity to legally shield a lot of targeted assets was available. Our experts filed all of his documents in a matter of days and was able to create layers of protection that kept his rightfully owned assets in his hands.

$930,000

Protection from Creditors

Our client Mrs K. came to us with substantial assets that she wanted secured from all creditors. After a strategy session, we were able to help her learn what type of legal structures and jurisdictions served her situation and our expert team was able to deliver her filed documents and accounts in just a few weeks.

Asset Protection Planners Is Here to Keep Your Assets Safe

Going through a lawsuit while your wealth is unprotected can be extremely stressful. Contact us now to learn how our financial experts can keep your assets secure!

GET A FREE STRATEGY SESSION!

Learn About The Team

CEO of Asset Protection Planners

About Asset Protection Planners

Better known as “The Business Guy” on social media. 

For over three decades, the management of Asset Protection Planners has been a beacon of integrity and expertise in the world of wealth defense. As CEO of Asset Protection Planners since 1991, he has proudly led the firm in its mission to provide unparalleled legal protection for clients’ assets.

With a down-to-earth approach and a passion for helping others navigate complex legal landscapes, our company has earned a reputation as a trusted advisor and ally. Our dedication to understanding each client’s unique needs and crafting tailored solutions sets us apart in the industry.

After completing the contact form above, you can learn more about our CEO by subscribing to “The Business Guy” channels on social media.

Hear From Our Clients

As a physician, I knew I needed to think beyond malpractice insurance. The asset protection plan Lawyers Limited created for me is robust yet elegant. I sleep better knowing my personal assets are shielded.

  • Dr. Kevin M.
  • Orthopedic Surgeon

I wanted to diversify internationally but didn’t want to risk compliance missteps. Lawyers Limited guided me through the offshore formation process with precision and discretion. Their expertise made a complex undertaking feel simple.

  • Carla B.
  • Private Equity Fund Manager

Lawyers Limited helped me identify vulnerabilities I didn’t know existed. Their pre-litigation planning gave me confidence that my business and personal assets are protected before any issue arises. It’s rare to find a legal team this thorough.

  • Michael T.
  • Tech Entrepreneur

Asset Protection FAQ

What does asset protection mean?

Asset protection is a set of legal strategies used to shield assets from creditors, lawsuits, or other potential claims. It involves using legal structures and tools to place assets beyond the reach of creditors.

The goal of asset protection is to protect assets from being seized as part of a judgment or claim against the owner. It is often used by businesses and high-net-worth individuals to minimize exposure to financial risk.

Learn more by reading our article “What is Asset Protection?”

Asset protection trusts are often considered one of the most effective legal tools for shielding assets from creditors and lawsuits. They are a core component of almost every good asset protection strategy.

Asset protection is crucial for securing your financial well-being and ensuring the future security of your assets. It provides a shield against potential financial losses due to:

  • Lawsuits: Protects assets from being seized to satisfy a judgment.
  • Creditors: Prevents creditors from claiming assets to settle debts.
  • Unexpected events: Shelters assets from unforeseen circumstances like business failures or personal liabilities.

By implementing effective asset protection strategies, you can enjoy peace of mind knowing that your hard-earned wealth is protected from risks.

An offshore asset protection trust is an irrevocable trust established in a foreign jurisdiction, such as Nevis or the Cook Islands; it is designed to shield assets from creditors and other financial threats. OAPTs accomplish this task by creating a legal separation between the settlor and their assets, then placing said assets under the care of a trustee.

Once established, an offshore trust can effectively defend assets from creditors, even if they win a lawsuit. Since the trust is located in a foreign jurisdiction, it is immune to U.S. court rulings.

Asset protection planning is the process of strategically planning to shield your assets from potential legal claims, such as lawsuits, divorce, or creditor demands. It involves using legal tools and structures to create protective layers around your assets.

The goal is to minimize the risk of losing assets due to unforeseen circumstances while still allowing you to access and benefit from them.

<h3>Can I protect my house using an offshore trust?

Yes! Offshore trusts can be used to protect real estate. To do this, we create an LLC that purchases the equity in your home. Then we place that LLC within an offshore trust managed by a capable trustee.

If you ever lose a lawsuit and your creditor comes after your house, you can point them in the direction of the LLC. Since the LLC and the trust are in an offshore jurisdiction, there’s nothing the creditor can do to get your house.